Werewolf predicaments..

So, I have a character who turns into a wolf, but I've cut out the in-between stage a lot of other versions have where they're wolf but still humanoid. Basically, I want her to turn into a wolf directly but that raises the dreadful issue all fantasy writers face at some point:

Nudity.

She's rather young so I don't want to make things weird by having her, like, destroy her clothes during the transformation, but I don't want to cheat either (currently, how I see the transformation working is her entire body glowing so it's a white silhouette that morphs into a wolf, if that makes sense). Any ideas?