Those who didn't start treatment soon enough, and ended up 'bald' - Did you regret not having hair?

Hi all,

I'm in my very early 30's, and I've reached an ultimatum. Either hop on Finasteride or begin to continue shedding my hair.

Part of me accepts this (saying this with a full head of hair), that I will bald by 35 in patches (my crown has thinned a fair amount, where I can see scalp. Temples have also receeded.

My question is, to those who didn't take action until they lost A lot of hair so it's noticeable - do you regret it?

Has being bald affected your mental health and self esteem? I'm still single, how does affect dating prospects?

Should I take action whilst I still have most my hair? Does it affect lift that much? A friend of mine paid thousands for a hair transplant, and his hair isn't even bad! So I know it affects people a lot, and seeing my bald spot appear, I'm also self conscious.