Why do people choose the Ultra over the Plus?

I have an S22+ and over the last year my battery has started to decline, the phone is noticeably slower and I don't have enough memory. So for the last few months I have been waiting for the S25 series to be released.

I was going to get the Ultra but after watching a good few Top 10 videos for the use of the pen, they seem to focus using it for.

  1. Signing documents
  2. Making gifs
  3. Creating notes when the screen is locked
  4. Being able to magnify text on apps that you can't use your fingers to zoom in
  5. Samsung Notes
  6. Go back and forward on Spotify
  7. The better camera zoom on the Ultra

This is all a bit underwhelming from what I can see and makes me think of just going for the 256GB model. Even at that, maybe just wait for the S24+ to decrease in a few weeks post the S25 launch next week and buy that.

The main things I use my phone is for:

  1. Calls, video, text, WhatsApp, messenger
  2. Insta, reddit, fb
  3. To manage my investment accounts when away from desk (if needed but I prefer not to)
  4. Watching/streaming live sports and Netflix when travelling
  5. I travel a good bit so camera is important. My fiancee does has a Sony alpha 7 III for vacations that we use
  6. Buying some stuff online
  7. General apps, flying, travelling, bank, sports etc.
  8. Some games but rarely

I can afford the Ultra and to be honest, if I wasn't buying the Samsung Ultra Watch in the next few days I would potentially consider the new One Plus or Google Pixel. I have an Apple phone for work but the navigation is crap compared to Samsung. I do think the Apple keyboard is better though as I have less mistakes when I type.

Based in the above am I better off just going with the S24+ for the extra memory and better camera or am I missing something from the Ultra?