Private loan

Hi , so I have a outstanding balance of 6000$ but I don’t have the money to pay right now , the financial aid department recommended me to take private loans but after checking the interest rate I don’t think it’s worth it , but if I don’t pay before the beginning of the semester I would need to leave because I can’t register for classes. What should I do , do you guys have any recommandation or advice about private loans , and if you in the same situation lmk . Thank you