UBank referral code for free $20

Hey 👋 Looking for a smarter way to bank? Check out ubank! Plus, we'll both score $20 when you sign up using my code, E1NXAAV, and make 5 purchases using your debit card or phone 🤑. Get the ubank app + T&Cs at https://www.ubank.com.au/refer-a-friend