[URGENT] Pls help me decide Which VUL to cancel

Reasons for cancelling: Hindi practical ang VULs for me, magastos sa monthly bills, and I feel like excessive and 2 VULs.

I'm 29F. Unmarried, no kids. May dalawa po ako VUL, gusto i-cancel yung isa. Patulong po pumili kung ani ika-cancel ko, please. Thank you in advance :)

AXA MyLifeChoice (10 years to pay) Start: Feb 2022 Monthly Fee: 2500.02 Sum Insured: 900,000 Waived Accident Rider 35 months paid Current account value: 54,237.10

FWD Set for Life (10 years to pay) Start: March 2023 Monthly Fee: 3275.23 Sum Insured: 1M 22 months paid Current Value: 12,900.90

Meron na rin po akong health insurance. AXA HealthMax (20 Years to Pay) 1.2 M