Purchased ULIP TO have LIFE INSURANCE DUE TO PRE EXISTING DISEASE. Did i made right decision?

I am aware we should never mix insurance with investment products.

(1) History

I went for a conventional life insurance plan with ICICI where

Policy payment term = 5 years Sum insured =2.5cr Total Premium annually = Rs 80k Policy Term = 46years

Upon disclosing my Pre Existing Disease(PED) the total premium annually was increased substantially to Rs 2.18 lac.

Initially i agreed and signed up for the policy and made payment but cancelled afterwords as i would have paid around 11 lac wich didn’t felt right. Cancelled during free lookup period had to give up 6k as stamp duty submitted by insurer.

(2) Current state

Came across a ULIP from Tata aia which had high life insurance cover. The main reason i was pushed to go for this is the amount which is been deducted for life insurance as per the illustration sheet is being invested.

Hence even though the situation is same or possibly worse than purchasing a conventional life insurance plan it gives me satisfaction that maybe i would be able to get a small return of my investment ranging from 2-4 %

For Tata Aia

Policy payment term = 5 years Sum insured = 50 lac + Accidental death benefit = 50 lac Total Premium annually = Rs 70k Policy term = 40years

On disclosing PED annual premium was increased to Rs 1.1 lac

Further i am saving 5% by using tata neu credit card on this insurance.

In this case did i made a right decision to go for a ULIP?