New kid with money

Hello everyone! I have recently started my first stable job and with calculations after all expenses I'm able to save 40,000 pkr per month, I know it's not a lot 😅 I know yahan mere bhai behn iss se ziada save or earn karlete hain Allah aur barkat den sabki rozi mai aameen.

I don't have many responsibilities right now and I want to do something other than just letting it sit in my bank account, for example from 2 months saving they'll be 80,000 pkr, once I store a good amount in my bank where should I start investing?

I am very confused, there are so many options. Should I start spot trading 10,000 rupees from every month and invest 30,000 rupees in mutual funds every month? Please hasna nai bhaiyon I'm very new at this and I only want to learn a very low-risk, greed-free way to store money that benefits me and not let it depreciate.

(Also if anyone of you want me to invest in my skills and studies, wo hojaega aagay Insha'Allah after I balance time).