Belgians who moved to Netherlands: better off?
Hi everyone,
I consider working and moving to the NL in 2025. Some info about me:
- 32M, Belgian with MSc.
- Work in technology in big corporate (business side). Earnings roughly 3.5k net/m (excl. bonus)
- Hold investment (ETF, 10k) and savings (85k)
After some research I found that some concerns:
- Belgians are not eligible to the 30% ruling (very unfair)
- NL has a wealth tax on unrealised gains from investments and savings. I wanted to invest more in ETF in 2025 but this news worries me
- NL housing is very expensive, especially in AMS
- NL healthcare is more expensive
To all Belgians (or others) who moved to NL, are you actually better-off? NL income tax is lower but not sure this can compensate the above points... Happy to hear your thoughts!