How on Earth do people afford this?

We’re planning Disney for February and it is just insane going through threads on Reddit. Not just for Disney World but most places in Florida. People are recommending $400-600 CAD a night hotels like it’s nothing. For Disney, people are recommending insanely expensive restaurants. We’re fortunately budget conscience folks and not expecting to blow too much, but what we’ve spent already planning is insane. Easily the cost of a 5 star Hawaii trip.

Edit: thank you all for the insights. I’m surprised to see so many people in favour of staying off resort, in all my research, everyone was saying off resort is the worst. Granted for this trip we’re staying at All Star and it was cheaper than the park ticket entrance.