WTH is going on with prices and inflation in NL?

I am seeing a very steep increase in the cost of everything I consume and need. I have a very frugal life already, post COVID prices were insane but it is not stopping. I keep a record of my expenses and this year has been brutal.

Medical insurance up 20 %, Waternet 20 %. Food in INSANE, in the past years already moved into low cost protein like tofu and what I was paying less than 2 euros now is 3.5. A whole chicken 12, 13, 14 euros in mainstream supermarkets (I pay 7.50 for a ROASTED one in Brussels, where I spend some time every month for work). Coffee, bread, cheese. I bring stuff from Germany and Spain (also, travel for work) and I am constantly hunting for offers and I go to markets, turkish butcher, etc, but I feel like we are constantly losing options and being cornered, my lifestyle is now way, way worse than 5 years ago, and I am "doing very well" professionally, but is not paying off. Not to mention that professional services are both more expensive and the quality and even the most basic professionalism just disappeared, nobody gives a s**t anymore. I am talking of systematic ghosting from plumber/electrician/etc, and don´t get me started with the GP nightmare.

Exactly, what am I paying for? I feel like the oficial inflation numbers do not reflect the pain I am suffering as a normal citizen.

What is your view?