What is the best participative bank ?

Hi everyone,

I’m looking to open an account with a participative bank, but I’m having a hard time deciding which one to go with. My primary goal isn’t to finance a house or anything major—I just need an account for everyday use, such as sending and receiving money, shopping online, and paying for services.

One of my top priorities is having access to a reliable and functional online banking service since I am living abroad for now. However, based on what I’ve seen online (especially in Facebook groups), most participative banks seem to have a reputation for poor customer service, unreliable systems, or other issues.

Does anyone here have experience with participative banks? Can you recommend one that has worked well for you in terms of daily banking and online services? Or, alternatively, are there any red flags I should watch out for?

Thanks in advance for your advice!