LPT: If you're in you’re in your 30s, ask you're parents if they have any saving bonds relatives bought you!

In the 80s and 90s, it was HUGE for relatives to buy tresuary bonds for kid’s birthdays. Most of those bonds stop gaining interest after 30 years, and there is a good chance you're parents are just sitting in them. Time to cash those babies!

Bonus LPT: It may be a good idea to cash them even if they are 20 years old. That is the typical date of “maturity” and the interests rates aren't great by today's standards.