Would I be eligible for a pre-approved offer?

I’ve had the Freedom credit card since Nov 2023 with a very low limit, no upgrades or LE, and an AMC of 590 (waived off due to 50K+ UPI spends).

I opened an HDFC savings account with a 10K MAB in Dec 2024. Now I’m considering closing the card to get a pre-approved HDFC credit card offer in 5-6 months.

HDFC offers pre-approved cards to new customers, but I already had a credit card before opening the savings account. Should I close the card now or wait for an upgrade/LE offer?

Note: I can’t provide salary slips/ITR, so I’m relying on pre-approved offers.

All help is really appreciated Thank you