Anyone on the same boat?

We make $240k TC combined before taxes, that excludes my bonus and RSU. We are not in big tech but work for a decent company. We have 2 small kids (planned and then not so planned). That means we are paying a lot for daycare.

Now I’m coming to a realization that at most by the time we need to buy (3-4) years, our combined TC (excluding bonus and RSU ) will be around 260k - 300k.

We fortunately own a condo (husband did good buying this one before I met him) that judging by the selling prices, will give us $400k after costs etc. Enough for a decent down payment. But due us having kids and not making big tech money, the good school district that will be in our price range (800k-1M) is Brentwood.

This is with a down payment of 400k.

I’m adjusting to the fact that it’s hot there and the insane commute for me to the Peninsula. But it is what it is.

Those who bought in Brentwood, how are you liking it? I’m anxious about prices going up too and then we get priced out even there