When to get an ablation

I have proximal afib a handful of episodes a year. This has been happening for the last 4 years after getting Covid. I met with an EP a month ago he said I could go with pill in the pocket rhythm control or get an ablation. The meeting was about 10 min in total. I took the pill in pocket and scheduled the ablation. They have a long wait period over 3 months. I have been having second thoughts since my burden is low and eliminating triggers seems to be working. I have no idea what to do. I am analyzing this decision to death. Has anyone found themselves in this situation and what did you decide. Thanks!